Background
The Problem
The Parties Involved
Finnish Court Decisions, Laws, and Official
Discussions
International Treaties, Laws, and Guidelines
What Can be Done
Links
Chart of EU Nations: tax (salary) privacy: yes
or no
Contact |
Welcome to verosirkus.
Nowadays, in Finland, peoples'
personal income tax
information is sold for money, put in tabloid magazines, put in
newspapers, sold through mobile services,
and spread throughout the Internet. If you have worked here for a year
or more, your name, salary, tax percentage, capital income,
municipality and possibly even wealth will be found in some or all of
these places. One is left
just scratching
his or her head and wondering, "Am I really in the EU? Is this for
real?" Welcome to the tax circus. Step right up and see the spectacle
with your own eyes.
This website will
show, using official and legal documents, that Finland's public tax
records are without valid purpose, there to entertain the
masses and to make money for the media.
It will also show that one of the most fundamental rights of every
person who
lives in European Union is casually discarded, and how foundational
European Union legislation is being made into a mockery. We will also
see how
it is in conflict with international treaties and guidelines, ones that
Finland has signed. We will
also see how this is in conflict with Finland's own constitution. And
last, but not least, we will see how some peoples' basic human rights
are even being broken.
Background
When
I first looked up my name in Fonecta
and Veropörssi, I was quite
shocked. I felt like my privacy was deeply insulted. I was quite
happy to see that the EU Data Protection Law seems to have the
intention to protect me from this sort of thing, but it is not followed
in Finland, even though Finland ratified it along with all the other EU
states. That is why this website is here - to expose to the world, my
native country's government, the EU government, other EU countries,
etc. what is going on
in Finland in this corner of the EU. Because of this current illegal
and disrespectful handling
of personal
economic data, now the data can be found for download in the Internet
from all the world's major BitTorrent trackers. Google
"Veropörssi" and you will find the Veropörssi CD-ROMs
versions for download right there with the pirated movies. And that
data that is already there in the Internet will probably be there for
years to come.
People don't really know how or why it got this way. Noone seems to
know who is responsible for this. The courts defend it with weak
arguments like "Freedom of Speech" for this kind of use of personal
data. They also quote the 1999 Finnish law on Personal Data, in a way
that is
not in line with the 2000 EU Personal Data Protection law. Many Finnish
people actually claim to believe that there is nothing wrong with this.
But the fact
remains, Finland is the only country in the EU where the
parlaiment,
court
system, etc.
allow personal economic data to be sold, published, spread in the
internet, etc. It is also probably the only country in the entire
world. It already is a serious security problem for a number of people,
and it will only
get worse if nothing is done.
the problem
Legal
considerations
In the European Union, everyone is supposed to have certain
basic rights, which are defined in the Charter of Fundamental Rights
for the European Union. The right we are concerned with here is Article
8. This helps us to understand the EU Personal Data Protection Law.
Protection of personal data
- Everyone has the right to the protection of personal data
concerning him or her.
- Such data must be processed fairly for specified purposes
and on the basis of the consent of the person concerned or some other
legitimate basis laid down by law. Everyone has the right of access to
data which has been collected concerning him or her, and the right to
have it rectified.
- Compliance with these rules shall be subject to control by
an independent authority.
The EU Personal Data Protection directive 95/46 EC describes
what personal
data is 2(a) and how it is to be used. Finland was supposed
to have made its own national legislation to be in line with this
directive.
The current practice in
Finland is out of accordance with the EU legislation in at least the
following
ways:
- The personal data is used for something other than what is
was
collected for, without the permission of the data subjects. The data is
often a result of a private contract between an employee and employer.
It is
collected for taxation purposes, and then used commercially and for
entertainment. 6 (all)
- The personal data is used directly by the police for
something other than what it was
collected for, and used outside the scope of
investigating, preventing or prosecuting a serious crime. 13:1(d)
- The personal data is released to third parties without
permission of
the data subjects. 7(a)
- The personal data is published without the permission of
the data
subjects. (33), 7(e), 7(f)
- The personal data is allowed to cross international borders
without
any sort of guarantee on its security or any control whatsoever. (57),
25:1
- There is no data recipient who is held responsible for the
data being used for legitimate purposes. 10(c), 11(c),12(a)
- The privacy and security of the data subjects is
compromised.
(33),
- There is no control to ensure the data is going to be used
legitimately. (57), 25:1
- The right to privacy is not respected. 1:1
- No information is given to the data subjects regarding this
processing. 11(all)
- The right to rectify the data is forfeit when the data is
uncontrolledly circulating in the Internet. 10(c), 11(c)
- The right to object to this is not respected. 14(a) The
Finnish tax authority does not pay any heed whatsoever to objections.
The tax records are made public in two ways:
- They are sold by the cental tax authority to the press. The
central tax authority has a formalized price list and order form for
buying this kind of personal data. There is no right to object to this.
- They are put into ring binders in paper form in the
municipal tax offices. These are accessible by anyone. A company called
Satamedia goes to the individual tax offices, copies these ring
binders, and compiles them into a magazine called Veropörssi and
sells it. It is sold online, in shops, and as a CD-ROM version. The
CD-ROM version ends up in the Internet.
Cultural
and intercultural
considerations
A paradox exists in that a citizen or resident from
another EU
country where tax
record
privacy is enjoyed as a basic, assumed right, when moving to
Finland to work, will automatically forfeit that right. The EU is
supposed to
promote easy movement of goods and people within its borders. Differing
practices in such basic rights and privacies doesn't promote the free
movement of people
between countries. Many foreigners don't realize this when they move
here. One
easily makes the mistake of assuming that a modern, highly educated,
industrialized, democratic, information society country like Finland, a
member of the EU and
OECD
would honour the same basic rights. Let's face it, it is rude and inconsiderate for Finland
to treat her guests in this
manner without their permission. It is also just as rude to treat
her unwilling natives this
way, without their consent.
Human
Rights and Security
considerations
Another problem about making a public circus out of peoples'
income
tax records is that, in some parts of the world, it can open a person
up to risks. Having this kind of circus can and will open up
Finnish residents
up to dangers like kidnapping, robbery, extortion, scammers, identity
theft, mafia activity,
government corruption, etc. If it doesn't happen here, it can happen
abroad. Every salary-earning person in Finland is
relatively wealthy in many parts of the world. A clerk in some resort
hotel who is making 200 dollars
a month, for example, can find out
how much money the Finnish guests
make without much effort. Also some immigrants who are resident
here come from very corrupt, poor, and war-torn countries, and perhaps
don't want to put
people back home at risk by having the wrong people associate them with
how much
they earn here. A corrupt government could start leaning on someone's
mother and father, for example, for "extra taxes" on what their son or
daughter is making in Finland or on the remittances they are paying to
support them.
An underage pair of siblings didn't know the details of how
their parents had gotten some corporate stock as a future investment
for them.
They invested the stock in such a way that the dividends were
reinvested back into buying more stock. The stock had been growing
steadily, but suddenly went through a period of rapid growth. The
children's tax records showed up in Veropörssi like every other
taxpayer's. This ended up being very distressing for the children.
There
were lots of accusations made to the family along with a death threat.
So
besides allowing the making a public circus out of peoples' tax
records, the Finnish government also allows them to even publish
children's tax records. See the parlaiment
discussion about this. This brings to mind the UN Universal Declaration
of Human Rights. See article 12. A basic human right is being
broken here.
Article 12.
No one shall be subjected to arbitrary interference with his
privacy, family, home or correspondence, nor to attacks upon his honour
and reputation. Everyone has the right to the protection of the law
against such interference or attacks.
Protection of
Privacy Orders from the Court are sometimes not honoured
Recently, there have been reports of people, who for some
reason, have needed to get a protection-of-privacy order from the
court, who have had their tax records end up in publications
regardless. A protection-of-privacy order should restrict officials
from giving out information about the individual that would reveal his
or her location. One reason for having a protection-of-privacy order is
to protect one from stalking, a harrassing ex-partner, organized crime
and so forth. In other words, the individual could be at risk to his or
her personal safety or even life. It is very serious when the tax
officials publish or release this information and reveal the location
of the person.
Political
and national
considerations
Some people offer the excuse for this that this is "Social
Welfare" at work. Canada, New Zealand, Israel, and Portugal are
also Social Welfare states.
But do the people of those countries buy
magazines with each others' salaries in them from the convenient store?
Do their governments allow a free-for-all circus with their income
and tax data? Norway might have some sort of circus of its own, but it
is not in the EU. Sweden has or had some system in place where people
were notified if their personal data was accessed. Almost
all or all the other nations
seem to interpret the Personal Data Protection directive in the same
way -
protect the data subject's privacy.
The courts and parlaiment offer arguments in
defense of this circus, such as "freedom of speech". What is a better
example of "freedom of speech", this
website, or a list of names, salaries, tax percentages, capital income,
and municipalities of private people? Regarding "journalistic use",
this data referred to here was NOT
collected for journalistic use, it was a result of a private contract
made between a person and his or her employer, which the employer is
required to keep confidential.
When the data is used publically or for
something other than its original use, the permission of the data
subject is required.
This is from Finland's own constitution:
Section 10 - The right to privacy
- Everyone's private life, honour and the sanctity of the
home are guaranteed. More detailed provisions on the protection of
personal data are laid down by an Act.
- The secrecy of correspondence, telephony and other
confidential communications is inviolable.
- Measures encroaching on the sanctity of the home, and which
are necessary for the purpose of guaranteeing basic rights and
liberties or for the investigation of crime, may be laid down by an
Act. In addition, provisions concerning limitations of the secrecy of
communications which are necessary in the investigation of crimes that
jeopardise the
- security of the individual or society or the sanctity of
the home, at trials and security checks, as well as during the
deprivation of liberty may be laid down by an Act.
Allowing peoples' personal economic data to be published, sold, spread
around in the Internet does not quite seem at home here. I personally
know people whose honour has been put to question because of what was
in their tax records. This is basically copy-pasted from the UN
Univeral Declaration of Human Rights article 12.
From the Charter of the Council of the European Union: This is
the foundational list of rights for people in the European Union.
Article 8: Protection of personal data
1. Everyone has the right to the
protection of personal data concerning him or her.
2. Such data must be processed fairly for specified purposes and on the
basis of the consent of the
person concerned or some other legitimate basis laid down by law.
Everyone has the right of access to
data which has been collected concerning him or her, and the right to
have it rectified.
3. Compliance with these rules shall be subject to control by an
independent authority.
The text "or some other legitimate basis laid down by law"
might jump out at someone who is eager to defend the Finnish tax
circus, but
what is the legitimate basis? See the discussion
in parlaiment about the real reasons for continuing to have public tax
records.
See the last paragraphs, in the answer from the Vice Minister of
Finance. There is no legitimate basis. The reasons to keep public tax
records are purely political,
human curiosity, and so the media can make money. Parlaiment can get
rid of the circus anytime.
Now, because of the irresponsibility and carelessness of the
Finnish government in ensuring this right for its citizens and
residents, the 2005 data from Veropörssi has ended up in the
Internet. Now that data will be in the Internet for years to come, even
after the Finnish goverment puts its legislation in line with the
European Union legislation. Because of that, our right to rectify the
data is forfeited. If there are mistakes in that data, noone will be
able to do anything about it. That data will be there affecting
peoples' lives and the Finnish economy for a long time.
Let's have a look at this text from the Finnish Penal Code
(Suomen Rikoslaki) (relevant parts are highlighted)
Chapter 38 - Data and
communications offences (578/1995)
Chapter 5 — Transfer of personal
data to outside the European Union
A person who deliberately or grossly
negligently
(1) processes personal data in violation of the provisions of the
Personal Data
Act (523/1999) on the exclusivity of purpose, the general prerequisites
for
processing, the necessity and integrity of data, sensitive data,
identification
codes or the processing of personal data for specific purposes, or
violates a
specific provision on the processing of personal data; (480/2001)
(2) by giving false or misleading information prevents or attempts to
prevent a
data subject from using his/her right of inspection; or
(3) conveys personal data
to states outside the European Union or the
European Economic Area in
violation of chapter 5 of the Personal Data Act,
and thereby violates the
privacy of the data subject or causes him/her other
damage or significant
inconvenience, shall be sentenced for a data protection
offence to a fine or to
imprisonment for at most one year.
Now let's have a look at the part of the Finnish Personal Data
Law
that this references, chapter 5.
Chapter 5 — Transfer
of personal data to outside the European Union
Section 22 — General
prerequisites
(1) Personal data
may be transferred to outside the
European Union or the European Economic Area only if the country in
question guarantees an adequate level of data protection.
(2) The adequacy of
the level of data protection
shall be evaluated in the light of the nature of the data, the purpose
and duration of the intended processing, the country of origin and the
country of final destination, as well as the general and sectoral legal
provisions, codes of conduct and security measures applied in that
country.
Section 23 — Grounds
for derogation
However, section
22 does not prevent the transfer of data if:
(1) the data
subject has unambiguously consented to the transfer;
(2) the data
subject has given an assignment for
the transfer, or this is necessary in order to perform a contract to
which the data subject is a party or in order to take steps at the
request of the data subject before entering into a contract;
(3) the transfer
is necessary in order to make or
perform an agreement between the controller and a third party and in
the interest of the data subject;
(4) the transfer
is necessary in order to protect the vital interests of the data
subject;
(5) the transfer
is necessary or called for by law
for securing an important public interest or for purposes of drafting
or filing a lawsuit or for responding to or deciding such a lawsuit;
(6) the transfer
is made from a file, the
disclosure of data from which, either generally or for special reasons,
has been specifically provided in an Act; or
(7) the
controller, by means of contractual terms
or otherwise, gives adequate guarantees of the protection of the
privacy and the rights of individuals.
Our personal data being in the Internet without our explicit
permission is illegal here by Finland's own Penal Code and the Finnish
Personal
Data Law. The data being in the Internet is essentially personal data
being allowed outside the EU and European Economic Area without any
control.
One begins to wonder about Finland's future in the EU. There
are
countries very eager to join and integrate, who are making very fast
progress, and there is Finland, where the government is deliberately
making as little as
possible effort. Little Estonia will soon surpass Finland for being
integrated legally, economically, and socially into the EU. There are
so
many
ways Finland is incompatible with the EU and many issues the
government is just procrastinating with, such as the taxation on new
and imported used cars.
With this Finland risks acquiring a national image that is an
image of ridicule. A country that gives more importance to have private
peoples' salaries as tabloid type entertainment than to human rights,
its own constitution, EU legislation, and international treaties
and guidelines that it has agreed to follow will be considered a
country whose government cannot be trusted. Already one can find
articles in the Internet in Croatian, Russian, Vietnamese, Chinese,
Czech,
English, etc. where people are ridiculing the Veropörssi
phenomenon we see in Finland or then they are talking about how to
download Finnish tax records from the BitTorrent trackers.
Business
considerations
What if people around the world gradually start to associate Finland
as the country
with its personal
tax records for sale and for download in the Internet together with the
pirate movies, rather than for
its innovation or technology. If
I was an
investor, I stay well away from a country that has a
reputation like that. There is the whole rest of the
EU to invest in easily, where your tax
records
won't end up for sale, the Internet or in trashy newspapers and
magazines as a warped form of entertainment. What if some large
businesses
decide that they
want their managers and other employees' privacy respected, and decide
to move their headquarters out of Finland to other EU countries or
other parts of the world? Some companies have employees who are often
travelling to various parts of the world and this will start to be a
concern. Also do you think it is fair that employees of any global
company can find their Finnish counterparts' salaries by name
without much effort, whereas the Finnish employees cannot find their
foreign counterparts' salaries, because their countries respect
and protect their privacy?
How eager are people in Finland to start businesses? I will answer
that, it is discussed continuously in the news
- among the most or the most reluctant in the entire EU. Do you think
that might be because they don't want to have their income, and
therefore business success or failure, there in all those places for
everyone to scrutinize, and then find themselves or their families
possibly accused, harrassed, or treated badly like some entrepreneurs I
know personally have been. I know I am not very eager to start a
business in Finland at this point for this very reason. Again, we are
looking at basic human rights issues where the family and privacy are
concerned, but that part of the Finnish Constitution regarding privacy
and the sanctity of the home is casually disregarded.
If one of the global corporations in Finland gets into a situation
where employees from another coporate site in another country discover
that they can easily find out what their Finnish counterparts are
getting as a salary and decide to strike or something similar, it will
be a sad day for Finland. It will be too late to do anything after
that. The ugly publicity something like that could generate is
unimagineable. Large employers could just pack up and leave and not
even look back. Businesses don't need extra distractions or challenges
like governments engaged in foolish and dangerous schemes, like selling
lists of peoples' income to the press or releasing the data, knowing
this will happen.
Spiritual
and moral
considerations
One might wonder if this has something to do with the
religion of the region, Lutheran Christianity. In Finland, the official
state church is the Lutheran Church, and about 85-90% of Finnish people
belong to
it. The foundational teaching of Christianity is salvation through the
forgiveness of sin
through the death and resurrection of Jesus Christ, who is the Son of
God. John 3:16 For God so loved the
world, that He gave His only begotten son, that whosoever believeth in
Him should not perish, but have everlasting life. Other basic
teachings include grace, mercy, the Trinity of God the Father, Son and
Holy Spirit, the command to love one another, and so on.
Something
supporting this phenomenon we see in Finland is not seen in the basic
teaching of Christianity.
The most
foundational rules of Christianity are the 10 Commandments. The 10
Commandments, however, are not actually unique to Christianity alone.
The
10 Commandments, or something equivalent, are used in
every culture, every religion, every legal system and in every country.
Every person seems to instinctively knows that it is wrong to lie,
steal, kill,
cheat on your spouse, dishonour your parents, etc. In Romans, the apostle Paul
expounds
on the fact that everyone has a sense of what is right and wrong, or in
his words, the law of God is written on every man's heart: Romans 2:15 "that the requirements of the
Law are written on their hearts, their consciences also bearing
witness, and their thoughts now accusing, now even defending them."
Among the 10 commandments is the 10th commandment: Exodus
20:17 "Thou shalt not covet thy
neighbour's house, thou shalt not covet thy neighbour's wife, nor his
manservant, nor his maidservant, nor his ox, nor his ass, nor any thing
that [is] thy neighbour's." The disciple Luke also quotes
Jesus in Luke
12:15 And He said unto them, take heed, and beware of
covetousness: for a man's life consists not in the abundance of the
things which he possesses. People also
instinctively know this kind of coveting or envy is wrong. This is even
reflected
in the legislation of most countries with privacy protection. Most
governments not only have legislation to protect privacy, but they
actually take an active role in enforcing it. And in conclusion, no,
it is not part of Lutheran
Christianity or Christianity at all. The government of Finland is
feeding envy by allowing publishing of tax records. According to
Christianity, the government is sinning and encouraging people to sin.
When foreigners who come from cultures where there is an strong
unwritten rule that this kind of thing is wrong, this horrifies them.
Peoples' eyes widen with shock when I tell them about this and they
hear it for the
first time. This seems to be quite universal with people from all parts
of
the world. When
I was researching this problem, I interviewed people from many
different cultures and parts of the world, and nearly
every one of them was of the
opinion that this kind of thing is wrong. If this is indeed
part of the universal law which is
written on every man's heart, and everyone
instinctively knows this kind of thing is wrong, Finns and other
Scandinavians could be going
around with a collective sense of guilt or shame about this by going
against this rule. There are many things about Finland that you can be
proud of for sure, but this is not one of them. It might also be
adding even more to the collective shame now by also making a mockery
of the EU Personal Data Protection law and defending it with
rationalizations that anyone can see right through. When you go to the
gymn, you don't go through other peoples'
gymn bags to see what is inside do you? Or do you go through peoples'
homes without permission to see what they have inside? You
instinctively know that this is wrong.
There are plenty of people native to Finland who have a sense
that there is something really wrong with this way of selling,
publishing, etc. personal economic data about private people without
their permission, and the seething envy that so many people have that
supports this industry. I once saw a young Finn say in a forum when he
first
discovered that he could buy his neighbour's salary info from Fonecta:
"V!/¤n sairas, tää kateus yhteiskuntamme!" or in
English "f!%#ing sick, this envy society of ours!" Keep in mind
that this was a young Finn seeing this for the first time, one who
hasn't had a chance yet to stifle his conscience. Next time if he does
it, he might
find it exciting. After that if he continues to do it, it might become
part of his lifestyle to
look up peoples' salaries. I am afraid to go
against my conscience - if I loose that, what do I have left? So here I
am with this website.
Privacy
considerations
If the government of Finland has this little respect for
private peoples'
privacy with our employment contracts and the money that which we work
hard for and pay
taxes with,
then
what other things are we in the gradual process of loosing our privacy
in? Will our political, religious or other preferences also be
published in the tabloid magazines in the future, fetched straight from
personal data registries and sanctioned by the government? After all,
they say in the courts that publishing private peoples' personal
economic data is "freedom of speech". How about
our medical records? Will someone have "freedom of speech" with my
medical records, too? People's
voting records and political preferences are interesting info, isn't
that a good enough reason to have that as well in the tabloids?
Couldn't the "freedom of speech" rationale be used here too? What about
our
buying habits? We are quite near to this happening with the current
rationalizations
used. Can a government that allows peoples' personal economic data to
be published in tabloid magazines really be trusted with personal data,
especially when they have signed various agreements and treaties saying
that
they will protect peoples' privacy. History shows us that they are
untrustworthy with personal data.
Considerations
for the future
What if people around you can find out who you are,
how much money you make, where you live, your location, what you
do, where you work, what you buy, your ancestry, religion, etc. in
basic day-to-day interactions
instantly, without your consent? In Finland you can already instantly
find out the identity and income of a driver as you are going down the
road by
looking up his or her registration number, and then his or
her salary using mobile SMS services. We have all kinds of
surveillance, positioning, mobile and
other pervasive networks, RFID, etc. All these things can be used to
intrude on privacy. Will we continue to use the police state catch
phrase: "if you don't have anything to hide, then it shouldn't bother
you" that one Parlament member used with me, or will we enact concrete
changes to protect peoples' privacy. If privacy is not taken care of
now, and spelled out clearly in legislation, and enforced, Finland is
going to become
more and more like the George Orwellian 1984 society, where people have
zero privacy.
The
Finnish Day Fine System
and your
rights
In Finland, salary based fines are used quite liberally as a
punishment for various types of minor infractions. It is a good idea to
be aware of this, since it is the police that actually determine the
fine by accessing peoples' salary information from their database using
mobile phones. They do not have any data to access on people who don't
reside in Finland. This creates a situation where your rights are
unclear. These instructions apply to tourists visiting
Finland who reside in another country, but especially also to Finnish
citizens who live and work in another country, who are visiting Finland.
- If you get pulled over for speeding or a similar petty
infringement, the police may ask you what your income is, depending on
the seriousness of the infraction.
- If you tell your income, that information can be made
public if you contest the charges in court, or end up in court
otherwise.
- If you are a well known person, or if you have an income
level
that is extraordinary, it will probably go to the press, that is the
national and international media and the
Internet. Google "Finnish Speeding Tickets" and you will see
faces there, together with an income from speeding
tickets given even 5 years ago.
- If you don't want this to happen to you, you can use the
tactic that Finnish people used before the police got their database
that they access with their mobile phones. When the police ask you for
your income level, say "I don't know".
Apparently, it is nearly impossible to prove that it is a lie. "I don't
know" will at least protect your privacy. Lying is a crime and can be
punishable by imprisonment. Giving no information can also be
considered a crime.
- The government of Finland should be using the framework of
the tax treaties that they have signed with various countries, but
those conditions basically allow the use of financial records to
enforce tax laws or punish
a serious crime. Most countries won't send private data like this very
easily. Probably few or no countries would send this kind of data to
Finland, when they know how insecure it is here and how easily it can
end up in the press and/or internet.The EU Personal Data Protecion
directive requires countries to ascertain the level of personal data
protection before sending personal data to another country. You clearly
cannot assume that just because a country is in the European Union that
its standard of personal data protection is adequate.
- The European Commission is investigating the day fine
system.
- Drive according to the rules. The general speed limit in
Finland is 80 if it is not otherwise marked. Inside the cities and
towns, it is
generally 50. A sign that has a symbol with a cluster of buildings
means slow down to 50 km/h - it is a residential area. In downtown
Helsinki and other large cities it is 40. It
is not always clearly marked when to drive more slowly, nor is it
always clearly marked when you can speed up again.
- If you feel like your rights have been violated, file a
complaint to the European Commission. That is what they are there for.
Unfortunately, for people residing in Finland, their personal
economic data is up for grabs
for anyone in the
world to access. That is what makes this system nationally
discriminatory, since the police can only get tax records of people who
live in Finland into their cell phones. Do you ever wonder what happens
when a
foreigner is caught speeding on camera? I certainly wonder.
If you have gotten one of these ridiculous speeding tickets
that are
talked about so much, then you should contact the European Commission
about it. File a complaint. See the section here titled "what can be
done". Include your speeding ticket and all the relevant documents.
They
are aware of the day fine system and its problems. The more cases they
become familiar with, the better the picture they can get. This is
especially important if you are not a resident of Finland, and you have
had your reported income broadcasted all over the media. It might also
not hurt
if you contact the embassy of the country you reside in and tell about
this. If your country has signed a tax treaty with Finland, they may
wonder why the police is making you tell your income and the have the
threat of the court broadcasting it in the press instead of using the
terms of the tax
treaty or the framework of the personal data protection directive.
EU
Fines
The Finnish government, together with all the other EU
member state
governments, have the right now to send a fine to another EU country to
be collected. Finland is on a collision course with this
in one of two ways:
1. Finland may actually get ahold of some income information of a high
income resident of another county and send that person a salary based
fine for a 5 or 6 figure number. The person's income may end up in the
media in the normal, expected Finnish way. It also may cause outrage in
the media in the person's home country, and the other country's court
system may end up needing to overturn the fine. The Finnish government
may be accused of corruption. There could be legal repercussions in
that country against Finland for the loss of privacy. It could trigger
international court actions, investigations, action from the
European Union level, or action from an international court.
2. Finland will send normal types of fines of a few hundred EUR to
people who reside in other countries, which will go unnoticed for the
most part, but it will be nationally discriminatory against the people
who reside in Finland. Something like this could in up in the European
Commission or European Court of Justice.
The Black Market Economy and Corruption
Here is some documentation and statistics from which I draw a basis for
my conclusions:
Taxation
statistics from Nationmaster.com
Corruption
statistics from Nationmaster.com
Document
from the World Bank's website from the Korea Institute of Public Finance
In the corruption statistics, Finland ties with countries
that are Western Democratic countries of more or less the same size as
Finland or smaller. The small size makes the country easier to govern,
and keeps the government and the people closer to each other. Some of
them have a very diverse ethnic composition, like New Zealand and
Australia. Others nearby on the list have a high degree of privacy,
like Switzerland. Some of them are noteably larger, but very close on
the list, like Australia. The Scandinavian countries are all fairly
high on the list. Some will claim that Finland is high on the list
because of its public tax records. However, there are more significant
linking factors with the countries high on the list, such as size,
population, income, type of government, standard of living, etc.
The document from the World Bank indicates that the black market
economy grew in a dramatic way in the Scandinavian countries from
1960-1995 that is disproportionate to the growth in the other European
and Western countries featured such as America, Germany, Switzerland
and Austria. The Scandinavian countries all have or have had in common
the public tax records. The "transparency" idea seems to either not
work or have the opposite effect as intended, that is causing people to
want to hide their money.

A chart of the figures from the
above linked World Bank document. These
figures were calculated using the OECD's currency demand method. As
said in the document, it is difficult to get a very accurate figure.
This shows a dramatic increase in the hidden economy in Scandinavian
countries.
A number of people in Finland will say that the intent of the public
tax records is to increase transparency and reduce corruption or
reduce the level of black market activity. Actual evidence shows that
it achieves neither. Other countries have achieved a similar low level
of corruption while being many times larger and much more culturally
and ethnically diverse, while having privacy with tax records.
My personal opinion, is that this is basically just a type of
entertainment comparable to pornography and there is a section of
society that is addicted to it. Information that is very private and
taboo to talk about in society is taken and sold to the press. The
government selling of the information to the press and the magazine
publisher that will take such troubles to go around to each individual
tax office, copy, and compile the information shows that there is a
sizeable industry here in Finland. The people addicted to it do not
want to give it up. They want to have
even more and more detailed information (more transparent they will
say), and they
give these excuses for it, like that it is for reducing corruption and
the black market economy. These excuses are not scientifically based,
valid or
demonstrable with any sort of empirical or otherwise convincing
evidence.
The tax
office The tax office
are the ones who allow the data to leave the office illegally.
The parlaiment These are
the ones who, in order to justify the current practice, conveniently
interpret the EU Personal Data Protection directive as allowing this.
This kind of entertainment journalistic use
without consent is the ultimate worst possible scenario of what can
happen with private personal data. This is exactly what the law was
intended to protect us from. There is no way of interpreting the EU
Personal Data Law that it would allow personal data to be used in this
manner without the consent of the data subjects.
The Data Protection Ombudsman
in
Finland. Finland has ratified the European Union Personal Data
Protecion Law, which requires there to be a Data Protection Ombudsman
to enforce the Personal Data Protection law. Finland has a complete
anarchy
going on with personal data, and when the Data Ombudsman tries to do
something about it, his authority is undermined.
The
European Commission Secretariat General This is who takes care of
enforcement of EU law. Complaints are filed here against states that
infringe EU law. Here is the link
to the complaint form.
The data subjects (you and me) and our personal data: "personal data"
shall mean any information relating to an identified or identifiable
natural person hereinafter referred to as "data subject"; an
identifiable person is one who can be identified, directly or
indirectly, in particular by reference to an identification number or
to one or more factors specific to his or her physical, physiological,
mental, economic, cultural or social identity;
The
Finnish Personal Data law from 1999 (in English)
This is where the Finnish legislators added the word "journalistic",
which does not appear in the EU Personal Data Protection law.
HE
149/1999: Discussion in parlaiment in 1999 about the Personal Data
Protection law (in Finnish)
The
Finnish Law about the secrecy and disclosure of tax records from 1999
This is the law that declares tax records public. It seems that it has
only been made worse since Finland joined the EU. The sales of
Veropörssi by Satamedia started after Finland joined the European
Union.
Discussion in Parlaiment in 2004 about developing the law regarding
publicity of tax records (in Finnish)
Here they discussed how the personal tax data needs to be ensured that
it is accurate when being
published. I found this discussion so interesting,
that I made an
unofficial translation
of it.
Act
on the Processing of Personal Data by Police
There is no mention in here about using salaries to calculate fines for
speeding violations for drivers who reside in Finland. The text of this
Act seems to be 100% in accordance with the EU Personal Data Protection
law.
The
Finnish Data Protection board's decision to let Veropörssi
continue publishing peoples'
personal economic data. (in Finnish)
05/0839/2
The
Finnish
high court's denial of the appeal of the Data Protection Ombudsman of
Finland to
reverse the previous decision (In Finnish) From 2005. This is where
it is
cited "Freedom of Speech" in defense of the current practice. (in
Finnish)
The Data
Ombudsman's query to the EU Court (in Finnish)
The
Finnish Penal Code
This covers personal data (Chapter 38, section 9) and discrimination
(Chapter 11, section 9).
The UN Universal
Declaration of Human Rights
The
EU Convention for Human Rights
very similar to the the UN Universal Declaration of Human Rights
Charter from the Council of the European Union
Contains, among other things, the following article:
Article 8
Protection of personal data
1. Everyone has the right to the
protection of personal data concerning him or her.
2. Such data must be processed fairly for specified purposes and on the
basis of the consent of the
person concerned or some other legitimate basis laid down by law.
Everyone has the right of access to
data which has been collected concerning him or her, and the right to
have it rectified.
3. Compliance with these rules shall be subject to control by an
independent authority.
The European Union Personal Data protection
law.
This pretty clearly defines what "personal data" is and how it is to be
used. Personal data is basically anything that is identifiable with a
person. Finland, as well as all the other EU member states has ratified
this law. The law seems to clearly indicate that this type of activity
where economic personal data is published and sold for money without
the permission of the data subject in Finland
is breaking this law. Please read it for yourself!
The
Finland - United States Tax Treaty
from the US
Department of the Treasury's treaty pages
The treaty has a clause about the exchange of information, that it
should be kept confidential on only handled by relevant persons,
officials, or institutions. This seems incompatible with this current
system where chances are, any data the the US happens to request
from Finland regarding US citizens who live here, is probably
simultaneously being published and sold at
the same time by third parties. The tax treaty template that the US
uses
with many countries seems to assume that the signing countries have
some sort
of laws protecting tax record privacy. The Finnish system of allowing
tax records
to be published, sold, put in the internet, etc. is totally
incompatible with the
exchange of information paragraph in tax treaties that Finland has
signed. See my question to the US
Department of
State
regarding this.
Finland's
Tax Treaties includes Australia, the US, and others. In Finnish.
The Australian treaty has a nearly identical exchange of information
clause
to
the one mentioned above. The exchange of information clause derives
from the OECD's guidelines.
The
OECD Guidelines for the protection of privacy and transborder flows of
personal data, (in English) something also
ignored by the Finnish government. Another thing that Finland signed
and then just kind of forgot about. The OECD guidelines for the
handling
of personal data are very similar to the EU Personal Data Protection
law. My letter to
the OECD.
OECD Tax
Payers' Rights and Obligations - Practice Note
(among other things, The Right to Confidentiality and Secrecy)
The constitution of the
Republic of Finland. This is in English. See section 10, which is
about the right to privacy. This tax circus seems to be quite
incompatible with protecting the privacy and sanctity of the home. (In
Finnish "talo" means home, house, household and the word "talous"
economy derives from that word. It is even written into the language
that the home and economy are interlinked. Attack the privacy of one,
and you attack the privacy of the other. Without a salary there is no
home.)
Write your parlaiment
representative. You can tell them you think the
the EU Personal Data Protection law should be followed in Finland like
it is
in the rest of the EU. You can also state that you oppose your personal
data being
treated in the manner described here, a manner which is not in
accordance with
this law.
Write the tax authority. Tell them that you object to them
releasing your personal data in this manner.
File a complaint
against the Republic of Finland to the EU
Commission Secretariat General.
Here is a ready filled complaint form
that quotes all the relevant laws. Just add your name,
address, phone number, e-mail address, and at the end, tick whether you
want it public or
private. Send it to:
Commission of the European
Communities
(for the attention of the Secretary-General)
B-1049 Brussels
BELGIUM
Help me find information about the history of this tax circus
and
translate this page into Finnish, Swedish and the official languages of
the EU. I want to know if there has been any discussion in Parlaiment,
what was discussed, etc. Was there any specifc person or group behind
this current "circus"? The names of the parlaiment members behind this
would be nice to list here, especially if they are still there.
File a crime report at the police station if you feel a crime
has
been committed against you.
If you feel you have been discriminated against or you feel like your
personal data has been abused,
file a crime report. There are links here to the
EU Personal Data Protection law. The
Finnish Criminal
law covers discrimination. (syrjintä)
Write the OECD. Contact the the OECD
taxation department. My letter to the
OECD.
The EU Personal Data Protection law seems to be derived from the OECD
guidelines.
The tax treaties and their exchange-of-information clauses come from
the OECD as well.
Write the Data Protection
Ombudsman office in Finland.
The European Union Personal Data protection
law.
This is the most important link here. This is the law that is being
seriously ripped to shreds Finland. This is the law that describes the
reality
for the
vast majority of EU residents and citizens - privacy and respect. For
most EU citizens and
residents,
it is taken for granted that their tax and
income
data is treated with privacy.
Privacy
International's country reports, including Finland.
Finlandforthought.net
A lot of discussion has been going on there lately.
Jante's Law
These rules come from a novel by Aksel Sandemose titled A Refugee Crosses His Own Tracks. This
may help explain the thinking that is behind this phenomenon we see
in Finland, the tax circus or it might be a a result of years of having
public tax records. Finland has always automatically imitated
Sweden, in good or bad, and Jante's Law has been quite strong in
Sweden. "By means of the Law of Jante people stamp out each other's
chances in life." -Sandemose. (Wikipedia page) Nowadays, however,
Sweden seems to be gradually replacing Jante Law with real law.
Blog
article about Jante's Law.
Pictures
of Veropörssi magazine. This magazine is what initially
disturbed me so much that I put up this website.
Note: This chart is subject to change and may not
be 100% accurate.
Country
|
Private persons' tax record privacy
|
Austria
|
Yes.
There was a recent court case regarding EU workers' salaries. Since
their salaries can be calculated with a chart, it was decided not to
allow publishing of their salaries by name in the Internet in the
Austrian court. (citation needed)
|
Belgium
|
Yes
|
Bulgaria
|
Yes
|
Cyprus
|
Yes
|
Czech
Republic
|
Yes
|
| Denmark |
Yes
|
| Estonia |
Yes
|
| Finland |
No,
tax records are for sale in magazines and as
mobile services, published in tabloids,newspapers. Currently entire
country's records (Veropörssi)
are freely
downloadable in the Internet. Complete uncontrolled circus.
|
France
|
Yes
|
| Germany |
Yes
|
Greece
|
Yes
|
Hungary
|
Yes
|
Ireland
|
Yes
|
Italy
|
Yes
|
Latvia
|
Yes
|
Lithuania
|
Yes
|
Luxembourg
|
Yes
|
Malta
|
Yes
|
Netherlands,
The
|
Yes
|
Poland
|
Yes
|
Portugal
|
Yes
|
Romania
|
Yes.
Public servants' salaries may be public.
|
Slovakia
|
Yes
|
Slovenia
|
Yes
|
Spain
|
Yes
|
Sweden
|
Partially.
Tax
records can be accessed, but the reason for accessing them must be
legitimate. The data subject will be notified with the
identity of who is accessing their data. The selling of personal
economic data stopped on
16 June 2007.
|
| United
Kingdom |
Yes,
very strictly enforced.
|
showmaster_at-symbol_verosirkus_dot_com
(remove the underscores and replace "at-symbol" and "dot".) |