Verosirkus blog

verosirkus graphic


Background

The Problem

The Parties Involved

Finnish Court Decisions, Laws, and Official Discussions

International Treaties, Laws, and Guidelines

What Can be Done

Links

Chart of EU Nations: tax (salary) privacy: yes or no

Contact

Welcome to verosirkus.

Nowadays, in Finland, peoples' personal income tax information is sold for money, put in tabloid magazines, put in newspapers, sold through mobile services, and spread throughout the Internet. If you have worked here for a year or more, your name, salary, tax percentage, capital income, municipality and possibly even wealth will be found in some or all of these places. One is left just scratching his or her head and wondering, "Am I really in the EU? Is this for real?" Welcome to the tax circus. Step right up and see the spectacle with your own eyes.

This website will show, using official and legal documents, that Finland's public tax records are without valid purpose, there to entertain the masses and to make money for the media. It will also show that one of the most fundamental rights of every person who lives in European Union is casually discarded, and how foundational European Union legislation is being made into a mockery. We will also see how it is in conflict with international treaties and guidelines, ones that Finland has signed. We will also see how this is in conflict with Finland's own constitution. And last, but not least, we will see how some peoples' basic human rights are even being broken.

Background

When I first looked up my name in Fonecta and Veropörssi, I was quite shocked. I felt like my privacy was deeply insulted. I was quite happy to see that the EU Data Protection Law seems to have the intention to protect me from this sort of thing, but it is not followed in Finland, even though Finland ratified it along with all the other EU states. That is why this website is here - to expose to the world, my native country's government, the EU government, other EU countries, etc. what is going on in Finland in this corner of the EU. Because of this current illegal and disrespectful handling of personal economic data, now the data can be found for download in the Internet from all the world's major BitTorrent trackers. Google "Veropörssi" and you will find the Veropörssi CD-ROMs versions for download right there with the pirated movies. And that data that is already there in the Internet will probably be there for years to come.

People don't really know how or why it got this way. Noone seems to know who is responsible for this. The courts defend it with weak arguments like "Freedom of Speech" for this kind of use of personal data. They also quote the 1999 Finnish law on Personal Data, in a way that is not in line with the 2000 EU Personal Data Protection law. Many Finnish people actually claim to believe that there is nothing wrong with this. But the fact remains, Finland is the only country in the EU where the parlaiment, court system, etc. allow personal economic data to be sold, published, spread in the internet, etc. It is also probably the only country in the entire world. It already is a serious security problem for a number of people, and it will only get worse if nothing is done.

the problem

Legal considerations

In the European Union, everyone is supposed to have certain basic rights, which are defined in the Charter of Fundamental Rights for the European Union. The right we are concerned with here is Article 8. This helps us to understand the EU Personal Data Protection Law.

Protection of personal data

  1. Everyone has the right to the protection of personal data concerning him or her.
  2. Such data must be processed fairly for specified purposes and on the basis of the consent of the person concerned or some other legitimate basis laid down by law. Everyone has the right of access to data which has been collected concerning him or her, and the right to have it rectified.
  3. Compliance with these rules shall be subject to control by an independent authority.

The EU Personal Data Protection directive 95/46 EC describes what personal data is 2(a) and how it is to be used. Finland was supposed to have made its own national legislation to be in line with this directive. The current practice in Finland is out of accordance with the EU legislation in at least the following ways:

  1. The personal data is used for something other than what is was collected for, without the permission of the data subjects. The data is often a result of a private contract between an employee and employer. It is collected for taxation purposes, and then used commercially and for entertainment.  6 (all)
  2. The personal data is used directly by the police for something other than what it was collected for, and used outside the scope of investigating,  preventing or prosecuting a serious crime. 13:1(d)
  3. The personal data is released to third parties without permission of the data subjects. 7(a)
  4. The personal data is published without the permission of the data subjects. (33), 7(e), 7(f)
  5. The personal data is allowed to cross international borders without any sort of guarantee on its security or any control whatsoever. (57), 25:1
  6. There is no data recipient who is held responsible for the data being used for legitimate purposes. 10(c), 11(c),12(a)
  7. The privacy and security of the data subjects is compromised. (33),
  8. There is no control to ensure the data is going to be used legitimately. (57), 25:1
  9. The right to privacy is not respected. 1:1
  10. No information is given to the data subjects regarding this processing. 11(all)
  11. The right to rectify the data is forfeit when the data is uncontrolledly circulating in the Internet. 10(c), 11(c)
  12. The right to object to this is not respected. 14(a) The Finnish tax authority does not pay any heed whatsoever to objections.
The tax records are made public in two ways:
  1. They are sold by the cental tax authority to the press. The central tax authority has a formalized price list and order form for buying this kind of personal data. There is no right to object to this.
  2. They are put into ring binders in paper form in the municipal tax offices. These are accessible by anyone. A company called Satamedia goes to the individual tax offices, copies these ring binders, and compiles them into a magazine called Veropörssi and sells it. It is sold online, in shops, and as a CD-ROM version. The CD-ROM version ends up in the Internet.
Cultural and intercultural considerations

A paradox exists in that a citizen or resident from another EU country where tax record privacy is enjoyed as a basic, assumed right, when moving to Finland to work, will automatically forfeit that right. The EU is supposed to promote easy movement of goods and people within its borders. Differing practices in such basic rights and privacies doesn't promote the free movement of people between countries. Many foreigners don't realize this when they move here. One easily makes the mistake of assuming that a modern, highly educated, industrialized, democratic, information society country like Finland, a member of the EU and OECD would honour the same basic rights. Let's face it, it is rude and inconsiderate for Finland to treat her guests in this manner without their permission. It is also just as rude to treat her unwilling natives this way, without their consent.

Human Rights and Security considerations

Another problem about making a public circus out of peoples' income tax records is that, in some parts of the world, it can open a person up to risks. Having this kind of circus can and will open up Finnish residents up to dangers like kidnapping, robbery, extortion, scammers, identity theft, mafia activity, government corruption, etc. If it doesn't happen here, it can happen abroad. Every salary-earning person in Finland is relatively wealthy in many parts of the world. A clerk in some resort hotel who is making 200 dollars a month, for example, can find out how much money the Finnish guests make without much effort. Also some immigrants who are resident here come from very corrupt, poor, and war-torn countries, and perhaps don't want to put people back home at risk by having the wrong people associate them with how much they earn here. A corrupt government could start leaning on someone's mother and father, for example, for "extra taxes" on what their son or daughter is making in Finland or on the remittances they are paying to support them.

An underage pair of siblings didn't know the details of how their parents had gotten some corporate stock as a future investment for them. They invested the stock in such a way that the dividends were reinvested back into buying more stock. The stock had been growing steadily, but suddenly went through a period of rapid growth. The children's tax records showed up in Veropörssi like every other taxpayer's. This ended up being very distressing for the children. There were lots of accusations made to the family along with a death threat. So besides allowing the making a public circus out of peoples' tax records, the Finnish government also allows them to even publish children's tax records. See the parlaiment discussion about this. This brings to mind the UN Universal Declaration of Human Rights. See article 12. A basic human right is being broken here.

       Article 12.

    No one shall be subjected to arbitrary interference with his privacy, family, home or correspondence, nor to attacks upon his honour and reputation. Everyone has the right to the protection of the law against such interference or attacks.

Protection of Privacy Orders from the Court are sometimes not honoured

Recently, there have been reports of people, who for some reason, have needed to get a protection-of-privacy order from the court, who have had their tax records end up in publications regardless. A protection-of-privacy order should restrict officials from giving out information about the individual that would reveal his or her location. One reason for having a protection-of-privacy order is to protect one from stalking, a harrassing ex-partner, organized crime and so forth. In other words, the individual could be at risk to his or her personal safety or even life. It is very serious when the tax officials publish or release this information and reveal the location of the person.

Political and national considerations

Some people offer the excuse for this that this is "Social Welfare" at work. Canada, New Zealand, Israel, and Portugal are also Social Welfare states. But do the people of those countries buy magazines with each others' salaries in them from the convenient store? Do their governments allow a free-for-all circus with their income and tax data? Norway might have some sort of circus of its own, but it is not in the EU. Sweden has or had some system in place where people were notified if their personal data was accessed. Almost all or all the other nations seem to interpret the Personal Data Protection directive in the same way - protect the data subject's privacy.

The courts and parlaiment offer arguments in defense of this circus, such as "freedom of speech". What is a better example of "freedom of speech", this website, or a list of names, salaries, tax percentages, capital income, and municipalities of private people? Regarding "journalistic use", this data referred to here was NOT collected for journalistic use, it was a result of a private contract made between a person and his or her employer, which the employer is required to keep confidential. When the data is used publically or for something other than its original use, the permission of the data subject is required.

This is from Finland's own constitution:
Section 10 - The right to privacy

  • Everyone's private life, honour and the sanctity of the home are guaranteed. More detailed provisions on the protection of personal data are laid down by an Act.
  • The secrecy of correspondence, telephony and other confidential communications is inviolable.
  • Measures encroaching on the sanctity of the home, and which are necessary for the purpose of guaranteeing basic rights and liberties or for the investigation of crime, may be laid down by an Act. In addition, provisions concerning limitations of the secrecy of communications which are necessary in the investigation of crimes that jeopardise the
  • security of the individual or society or the sanctity of the home, at trials and security checks, as well as during the deprivation of liberty may be laid down by an Act.
Allowing peoples' personal economic data to be published, sold, spread around in the Internet does not quite seem at home here. I personally know people whose honour has been put to question because of what was in their tax records. This is basically copy-pasted from the UN Univeral Declaration of Human Rights article 12.

From the Charter of the Council of the European Union: This is the foundational list of rights for people in the European Union.
Article 8:  Protection of personal data

1. Everyone has the right to the protection of personal data concerning him or her.
2. Such data must be processed fairly for specified purposes and on the basis of the consent of the
person concerned or some other legitimate basis laid down by law. Everyone has the right of access to
data which has been collected concerning him or her, and the right to have it rectified.
3. Compliance with these rules shall be subject to control by an independent authority.

The text "or some other legitimate basis laid down by law" might jump out at someone who is eager to defend the Finnish tax circus, but what is the legitimate basis? See the discussion in parlaiment about the real reasons for continuing to have public tax records. See the last paragraphs, in the answer from the Vice Minister of Finance. There is no legitimate basis. The reasons to keep public tax records are purely political, human curiosity, and so the media can make money. Parlaiment can get rid of the circus anytime.

Now, because of the irresponsibility and carelessness of the Finnish government in ensuring this right for its citizens and residents, the 2005 data from Veropörssi has ended up in the Internet. Now that data will be in the Internet for years to come, even after the Finnish goverment puts its legislation in line with the European Union legislation. Because of that, our right to rectify the data is forfeited. If there are mistakes in that data, noone will be able to do anything about it. That data will be there affecting peoples' lives and the Finnish economy for a long time.

Let's have a look at this text from the Finnish Penal Code (Suomen Rikoslaki) (relevant parts are highlighted)

Chapter 38 - Data and communications offences (578/1995)

Chapter 5 — Transfer of personal data to outside the European Union

A person who deliberately or grossly negligently
(1) processes personal data in violation of the provisions of the Personal Data
Act (523/1999) on the exclusivity of purpose, the general prerequisites for
processing, the necessity and integrity of data, sensitive data, identification
codes or the processing of personal data for specific purposes, or violates a
specific provision on the processing of personal data; (480/2001)
(2) by giving false or misleading information prevents or attempts to prevent a
data subject from using his/her right of inspection; or
(3) conveys personal data to states outside the European Union or the
European Economic Area in violation of chapter 5 of the Personal Data Act,
and thereby violates the privacy of the data subject or causes him/her other
damage or significant inconvenience, shall be sentenced for a data protection
offence to a fine or to imprisonment for at most one year.

Now let's have a look at the part of the Finnish Personal Data Law that this references, chapter 5.

Chapter 5 — Transfer of personal data to outside the European Union

Section 22 — General prerequisites

(1) Personal data may be transferred to outside the European Union or the European Economic Area only if the country in question guarantees an adequate level of data protection.

(2) The adequacy of the level of data protection shall be evaluated in the light of the nature of the data, the purpose and duration of the intended processing, the country of origin and the country of final destination, as well as the general and sectoral legal provisions, codes of conduct and security measures applied in that country.

Section 23 — Grounds for derogation

However, section 22 does not prevent the transfer of data if:

(1) the data subject has unambiguously consented to the transfer;

(2) the data subject has given an assignment for the transfer, or this is necessary in order to perform a contract to which the data subject is a party or in order to take steps at the request of the data subject before entering into a contract;

(3) the transfer is necessary in order to make or perform an agreement between the controller and a third party and in the interest of the data subject;

(4) the transfer is necessary in order to protect the vital interests of the data subject;

(5) the transfer is necessary or called for by law for securing an important public interest or for purposes of drafting or filing a lawsuit or for responding to or deciding such a lawsuit;

(6) the transfer is made from a file, the disclosure of data from which, either generally or for special reasons, has been specifically provided in an Act; or

(7) the controller, by means of contractual terms or otherwise, gives adequate guarantees of the protection of the privacy and the rights of individuals.

Our personal data being in the Internet without our explicit permission is illegal here by Finland's own Penal Code and the Finnish Personal Data Law. The data being in the Internet is essentially personal data being allowed outside the EU and European Economic Area without any control.

One begins to wonder about Finland's future in the EU. There are countries very eager to join and integrate, who are making very fast progress, and there is Finland, where the government is deliberately making as little as possible effort. Little Estonia will soon surpass Finland for being integrated legally, economically, and socially into the EU. There are so many ways Finland is incompatible with the EU and many issues the government is just procrastinating with, such as the taxation on new and imported used cars.

With this Finland risks acquiring a national image that is an image of ridicule. A country that gives more importance to have private peoples' salaries as tabloid type entertainment than to human rights, its own constitution, EU legislation,  and international treaties and guidelines that it has agreed to follow will be considered a country whose government cannot be trusted. Already one can find articles in the Internet in Croatian, Russian, Vietnamese, Chinese, Czech, English, etc. where people are ridiculing the Veropörssi phenomenon we see in Finland or then they are talking about how to download Finnish tax records from the BitTorrent trackers.

Business considerations

What if people around the world gradually start to associate Finland as the country with its personal tax records for sale and for download in the Internet together with the pirate movies, rather than for its innovation or technology. If I was an investor, I stay well away from a country that has a reputation like that. There is the whole rest of the EU to invest in easily, where your tax records won't end up for sale, the Internet or in trashy newspapers and magazines as a warped form of entertainment. What if some large businesses decide that they want their managers and other employees' privacy respected, and decide to move their headquarters out of Finland to other EU countries or other parts of the world? Some companies have employees who are often travelling to various parts of the world and this will start to be a concern. Also do you think it is fair that employees of any global company can find their Finnish counterparts' salaries by name without much effort, whereas the Finnish employees cannot find their foreign counterparts' salaries, because their countries respect  and protect their privacy?

How eager are people in Finland to start businesses? I will answer that, it is discussed continuously in the news - among the most or the most reluctant in the entire EU. Do you think that might be because they don't want to have their income, and therefore business success or failure, there in all those places for everyone to scrutinize, and then find themselves or their families possibly accused, harrassed, or treated badly like some entrepreneurs I know personally have been. I know I am not very eager to start a business in Finland at this point for this very reason. Again, we are looking at basic human rights issues where the family and privacy are concerned, but that part of the Finnish Constitution regarding privacy and the sanctity of the home is casually disregarded.

If one of the global corporations in Finland gets into a situation where employees from another coporate site in another country discover that they can easily find out what their Finnish counterparts are getting as a salary and decide to strike or something similar, it will be a sad day for Finland. It will be too late to do anything after that. The ugly publicity something like that could generate is unimagineable. Large employers could just pack up and leave and not even look back. Businesses don't need extra distractions or challenges like governments engaged in foolish and dangerous schemes, like selling lists of peoples' income to the press or releasing the data, knowing this will happen.

Spiritual and moral considerations

One might wonder if this has something to do with the religion of the region, Lutheran Christianity. In Finland, the official state church is the Lutheran Church, and about 85-90% of Finnish people belong to it. The foundational teaching of Christianity is salvation through the forgiveness of sin through the death and resurrection of Jesus Christ, who is the Son of God. John 3:16 For God so loved the world, that He gave His only begotten son, that whosoever believeth in Him should not perish, but have everlasting life. Other basic teachings include grace, mercy, the Trinity of God the Father, Son and Holy Spirit, the command to love one another, and so on. Something supporting this phenomenon we see in Finland is not seen in the basic teaching of Christianity.

The most foundational rules of Christianity are the 10 Commandments. The 10 Commandments, however, are not actually unique to Christianity alone. The 10 Commandments, or something equivalent, are used in every culture, every religion, every legal system and in every country. Every person seems to instinctively knows that it is wrong to lie, steal, kill, cheat on your spouse, dishonour your parents, etc. In Romans, the apostle Paul expounds on the fact that everyone has a sense of what is right and wrong, or in his words, the law of God is written on every man's heart: Romans 2:15 "that the requirements of the Law are written on their hearts, their consciences also bearing witness, and their thoughts now accusing, now even defending them."

Among the 10 commandments is the 10th commandment: Exodus 20:17 "Thou shalt not covet thy neighbour's house, thou shalt not covet thy neighbour's wife, nor his manservant, nor his maidservant, nor his ox, nor his ass, nor any thing that [is] thy neighbour's."  The disciple Luke also quotes Jesus in Luke 12:15  And He said unto them, take heed, and beware of covetousness: for a man's life consists not in the abundance of the things which he possesses.  People also instinctively know this kind of coveting or envy is wrong. This is even reflected in the legislation of most countries with privacy protection. Most governments not only have legislation to protect privacy, but they actually take an active role in enforcing it. And in conclusion, no, it is not part of Lutheran Christianity or Christianity at all. The government of Finland is feeding envy by allowing publishing of tax records. According to Christianity, the government is sinning and encouraging people to sin.

When foreigners who come from cultures where there is an strong unwritten rule that this kind of thing is wrong, this horrifies them. Peoples' eyes widen with shock when I tell them about this and they hear it for the first time. This seems to be quite universal with people from all parts of the world. When I was researching this problem, I interviewed people from many different cultures and parts of the world, and nearly every one of them was of the opinion that this kind of thing is wrong. If this is indeed part of the universal law which is written on every man's heart, and everyone instinctively knows this kind of thing is wrong, Finns and other Scandinavians could be going around with a collective sense of guilt or shame about this by going against this rule. There are many things about Finland that you can be proud of for sure, but this is not one of them. It might also be adding even more to the collective shame now by also making a mockery of the EU Personal Data Protection law and defending it with rationalizations that anyone can see right through. When you go to the gymn, you don't go through other peoples' gymn bags to see what is inside do you? Or do you go through peoples' homes without permission to see what they have inside? You instinctively know that this is wrong.

There are plenty of people native to Finland who have a sense that there is something really wrong with this way of selling, publishing, etc. personal economic data about private people without their permission, and the seething envy that so many people have that supports this industry. I once saw a young Finn say in a forum when he first discovered that he could buy his neighbour's salary info from Fonecta: "V!/¤n sairas, tää kateus yhteiskuntamme!" or in English "f!%#ing sick, this envy society of ours!" Keep in mind that this was a young Finn seeing this for the first time, one who hasn't had a chance yet to stifle his conscience. Next time if he does it, he might find it exciting. After that if he continues to do it, it might become part of his lifestyle to look up peoples' salaries. I am afraid to go against my conscience - if I loose that, what do I have left? So here I am with this website.

Privacy considerations

If the government of Finland has this little respect for private peoples' privacy with our employment contracts and the money that which we work hard for and pay taxes with, then what other things are we in the gradual process of loosing our privacy in? Will our political, religious or other preferences also be published in the tabloid magazines in the future, fetched straight from personal data registries and sanctioned by the government? After all, they say in the courts that publishing private peoples' personal economic data is "freedom of speech". How about our medical records? Will someone have "freedom of speech" with my medical records, too?  People's voting records and political preferences are interesting info, isn't that a good enough reason to have that as well in the tabloids? Couldn't the "freedom of speech" rationale be used here too? What about our buying habits? We are quite near to this happening with the current rationalizations used. Can a government that allows peoples' personal economic data to be published in tabloid magazines really be trusted with personal data, especially when they have signed various agreements and treaties saying that they will protect peoples' privacy. History shows us that they are untrustworthy with personal data.

Considerations for the future

What if people around you can find out who you are, how much money you make, where you live, your location, what you do, where you work, what you buy, your ancestry, religion, etc. in basic day-to-day interactions instantly, without your consent? In Finland you can already instantly find out the identity and income of a driver as you are going down the road by  looking up his or her registration number, and then his or her salary using mobile SMS services. We have all kinds of surveillance, positioning, mobile and other pervasive networks, RFID, etc. All these things can be used to intrude on privacy. Will we continue to use the police state catch phrase: "if you don't have anything to hide, then it shouldn't bother you" that one Parlament member used with me, or will we enact concrete changes to protect peoples' privacy. If privacy is not taken care of now, and spelled out clearly in legislation, and enforced, Finland is going to become more and more like the George Orwellian 1984 society, where people have zero privacy.

The Finnish Day Fine System and your rights

In Finland, salary based fines are used quite liberally as a punishment for various types of minor infractions. It is a good idea to be aware of this, since it is the police that actually determine the fine by accessing peoples' salary information from their database using mobile phones. They do not have any data to access on people who don't reside in Finland. This creates a situation where your rights are unclear. These instructions apply to tourists visiting Finland who reside in another country, but especially also to Finnish citizens who live and work in another country, who are visiting Finland.

  1. If you get pulled over for speeding or a similar petty infringement, the police may ask you what your income is, depending on the seriousness of the infraction.
  2. If you tell your income, that information can be made public if you contest the charges in court, or end up in court otherwise.
  3. If you are a well known person, or if you have an income level that is extraordinary, it will probably go to the press, that is the national and international media and the Internet. Google "Finnish Speeding  Tickets" and you will see faces there, together with an income from speeding tickets given even 5 years ago.
  4. If you don't want this to happen to you, you can use the tactic that Finnish people used before the police got their database that they access with their mobile phones. When the police ask you for your income level, say "I don't know". Apparently, it is nearly impossible to prove that it is a lie. "I don't know" will at least protect your privacy. Lying is a crime and can be punishable by imprisonment. Giving no information can also be considered a crime.
  5. The government of Finland should be using the framework of the tax treaties that they have signed with various countries, but those conditions basically allow the use of financial records to enforce tax laws or punish a serious crime. Most countries won't send private data like this very easily. Probably few or no countries would send this kind of data to Finland, when they know how insecure it is here and how easily it can end up in the press and/or internet.The EU Personal Data Protecion directive requires countries to ascertain the level of personal data protection before sending personal data to another country. You clearly cannot assume that just because a country is in the European Union that its standard of personal data protection is adequate.
  6. The European Commission is investigating the day fine system.
  7. Drive according to the rules. The general speed limit in Finland is 80 if it is not otherwise marked. Inside the cities and towns, it is generally 50. A sign that has a symbol with a cluster of buildings means slow down to 50 km/h - it is a residential area. In downtown Helsinki and other large cities it is 40. It is not always clearly marked when to drive more slowly, nor is it always clearly marked when you can speed up again.
  8. If you feel like your rights have been violated, file a complaint to the European Commission. That is what they are there for.

Unfortunately, for people residing in Finland, their personal economic data is up for grabs for anyone in the world to access. That is what makes this system nationally discriminatory, since the police can only get tax records of people who live in Finland into their cell phones. Do you ever wonder what happens when a foreigner is caught speeding on camera? I certainly wonder.

If you have gotten one of these ridiculous speeding tickets that are talked about so much, then you should contact the European Commission about it. File a complaint. See the section here titled "what can be done". Include your speeding ticket and all the relevant documents. They are aware of the day fine system and its problems. The more cases they become familiar with, the better the picture they can get. This is especially important if you are not a resident of Finland, and you have had your reported income broadcasted all over the media. It might also not hurt if you contact the embassy of the country you reside in and tell about this. If your country has signed a tax treaty with Finland, they may wonder why the police is making you tell your income and the have the threat of the court broadcasting it in the press instead of using the terms of the tax treaty or the framework of the personal data protection directive.

EU Fines

The Finnish government, together with all the other EU member state governments, have the right now to send a fine to another EU country to be collected. Finland is on a collision course with this in one of two ways:
1. Finland may actually get ahold of some income information of a high income resident of another county and send that person a salary based fine for a 5 or 6 figure number. The person's income may end up in the media in the normal, expected Finnish way. It also may cause outrage in the media in the person's home country, and the other country's court system may end up needing to overturn the fine. The Finnish government may be accused of corruption. There could be legal repercussions in that country against Finland for the loss of privacy. It could trigger international court actions, investigations, action from the European Union level, or action from an international court.
2. Finland will send normal types of fines of a few hundred EUR to people who reside in other countries, which will go unnoticed for the most part, but it will be nationally discriminatory against the people who reside in Finland. Something like this could in up in the European Commission or European Court of Justice.


The Black Market Economy and Corruption

Here is some documentation and statistics from which I draw a basis for my conclusions:
Taxation statistics from Nationmaster.com
Corruption statistics from Nationmaster.com
Document from the World Bank's website from the Korea Institute of Public Finance

In the corruption statistics, Finland ties with countries that are Western Democratic countries of more or less the same size as Finland or smaller. The small size makes the country easier to govern, and keeps the government and the people closer to each other. Some of them have a very diverse ethnic composition, like New Zealand and Australia. Others nearby on the list have a high degree of privacy, like Switzerland. Some of them are noteably larger, but very close on the list, like Australia. The Scandinavian countries are all fairly high on the list. Some will claim that Finland is high on the list because of its public tax records. However, there are more significant linking factors with the countries high on the list, such as size, population, income, type of government, standard of living, etc.

The document from the World Bank indicates that the black market economy grew in a dramatic way in the Scandinavian countries from 1960-1995 that is disproportionate to the growth in the other European and Western countries featured such as America, Germany, Switzerland and Austria. The Scandinavian countries all have or have had in common the public tax records. The "transparency" idea seems to either not work or have the opposite effect as intended, that is causing people to want to hide their money.

Growth of Black Market Economy
A chart of the figures from the above linked World Bank document. These figures were calculated using the OECD's currency demand method. As said in the document, it is difficult to get a very accurate figure. This shows a dramatic increase in the hidden economy in Scandinavian countries.

A number of people in Finland will say that the intent of the public tax records is to increase transparency and  reduce corruption or reduce the level of black market activity. Actual evidence shows that it achieves neither. Other countries have achieved a similar low level of corruption while being many times larger and much more culturally and ethnically diverse, while having privacy with tax records.

My personal opinion, is that this is basically just a type of entertainment comparable to pornography and there is a section of society that is addicted to it. Information that is very private and taboo to talk about in society is taken and sold to the press. The government selling of the information to the press and the magazine publisher that will take such troubles to go around to each individual tax office, copy, and compile the information shows that there is a sizeable industry here in Finland. The people addicted to it do not want to give it up. They want to have even more and more detailed information (more transparent they will say), and they give these excuses for it, like that it is for reducing corruption and the black market economy. These excuses are not scientifically based, valid or demonstrable with any sort of empirical or otherwise convincing evidence.

the parties involved

The tax office The tax office are the ones who allow the data to leave the office illegally.

The parlaiment These are the ones who, in order to justify the current practice, conveniently interpret the EU Personal Data Protection directive as allowing this. This kind of entertainment journalistic use without consent is the ultimate worst possible scenario of what can happen with private personal data. This is exactly what the law was intended to protect us from. There is no way of interpreting the EU Personal Data Law that it would allow personal data to be used in this manner without the consent of the data subjects.

The Data Protection Ombudsman in Finland. Finland has ratified the European Union Personal Data Protecion Law, which requires there to be a Data Protection Ombudsman to enforce the Personal Data Protection law. Finland has a complete anarchy going on with personal data, and when the Data Ombudsman tries to do something about it, his authority is undermined.

The European Commission Secretariat General This is who takes care of enforcement of EU law. Complaints are filed here against states that infringe EU law. Here is the link to the complaint form.

The data subjects (you and me) and our personal data: "personal data" shall mean any information relating to an identified or identifiable natural person hereinafter referred to as "data subject"; an identifiable person is one who can be identified, directly or indirectly, in particular by reference to an identification number or to one or more factors specific to his or her physical, physiological, mental, economic, cultural or social identity;

Finnish court decisions, laws, and official discussions


The Finnish Personal Data law from 1999 (in English)
This is where the Finnish legislators added the word "journalistic", which does not appear in the EU Personal Data Protection law.

HE 149/1999: Discussion in parlaiment in 1999 about the Personal Data Protection law (in Finnish)

The Finnish Law about the secrecy and disclosure of tax records from 1999
This is the law that declares tax records public. It seems that it has only been made worse since Finland joined the EU. The sales of Veropörssi by Satamedia started after Finland joined the European Union.

Discussion in Parlaiment in 2004 about developing the law regarding publicity of tax records (in Finnish)

Here they discussed how the personal tax data needs to be ensured that it is accurate when being
published. I found this discussion so interesting, that I made an unofficial translation
of it.


Act on the Processing of Personal Data by Police
There is no mention in here about using salaries to calculate fines for speeding violations for drivers who reside in Finland. The text of this Act seems to be 100% in accordance with the EU Personal Data Protection law.
 
The Finnish Data Protection board's decision to let Veropörssi continue publishing peoples' personal economic data. (in Finnish)

05/0839/2 The Finnish high court's denial of the appeal of the Data Protection Ombudsman of Finland to reverse the previous decision (In Finnish) From 2005. This is where it is cited "Freedom of Speech" in defense of the current practice. (in Finnish)

The Data Ombudsman's query to the EU Court (in Finnish)

The Finnish Penal Code
This covers personal data (Chapter 38, section 9) and discrimination (Chapter 11, section 9).

international treaties, laws, and guidelines

The UN Universal Declaration of Human Rights

The EU Convention for Human Rights
very similar to the the UN Universal Declaration of Human Rights

Charter from the Council of the European Union

Contains, among other things, the following article:
Article 8
Protection of personal data
1. Everyone has the right to the protection of personal data concerning him or her.
2. Such data must be processed fairly for specified purposes and on the basis of the consent of the
person concerned or some other legitimate basis laid down by law. Everyone has the right of access to
data which has been collected concerning him or her, and the right to have it rectified.
3. Compliance with these rules shall be subject to control by an independent authority.

The European Union Personal Data protection law.
This pretty clearly defines what "personal data" is and how it is to be used. Personal data is basically anything that is identifiable with a person. Finland, as well as all the other EU member states has ratified this law. The law seems to clearly indicate that this type of activity where economic personal data is published and sold for money without the permission of the data subject in Finland is breaking this law. Please read it for yourself!

The Finland - United States Tax Treaty
    from the US Department of the Treasury's treaty pages
The treaty has a clause about the exchange of information, that it should be kept confidential on only handled by relevant persons, officials, or institutions. This seems incompatible with this current system where chances are, any data the the US happens to request from Finland regarding US citizens who live here, is probably simultaneously being published and sold at the same time by third parties. The tax treaty template that the US uses with many countries seems to assume that the signing countries have some sort of laws protecting tax record privacy. The Finnish system of allowing tax records to be published, sold, put in the internet, etc. is totally incompatible with the exchange of information paragraph in tax treaties that Finland has signed. See my question to the US Department of State regarding this.

Finland's Tax Treaties includes Australia, the US, and others. In Finnish. The Australian treaty has a nearly identical exchange of information clause to the one mentioned above. The exchange of information clause derives from the OECD's guidelines.

The OECD Guidelines for the protection of privacy and transborder flows of personal data, (in English) something also ignored by the Finnish government. Another thing that Finland signed and then just kind of forgot about. The OECD guidelines for the handling of personal data are very similar to the EU Personal Data Protection law. My letter to the OECD.

OECD Tax Payers' Rights and Obligations - Practice Note
(among other things, The Right to Confidentiality and Secrecy)

The constitution of the Republic of Finland. This is in English. See section 10, which is about the right to privacy. This tax circus seems to be quite incompatible with protecting the privacy and sanctity of the home. (In Finnish "talo" means home, house, household and the word "talous" economy derives from that word. It is even written into the language that the home and economy are interlinked. Attack the privacy of one, and you attack the privacy of the other. Without a salary there is no home.)

what can be done

Write your parlaiment representative. You can tell them you think the
the EU Personal Data Protection law should be followed in Finland like it is
in the rest of the EU. You can also state that you oppose your personal data being
treated in the manner described here, a manner which is not in accordance with
this law.

Write the tax authority. Tell them that you object to them releasing your personal data in this manner.

File a complaint against the Republic of Finland to the EU Commission Secretariat General.
Here is a ready filled complaint form that quotes all the relevant laws. Just add your name,
address, phone number, e-mail address, and at the end, tick whether you want it public or
private. Send it to:

Commission of the European Communities
(for the attention of the Secretary-General)
B-1049 Brussels
BELGIUM

Help me find information about the history of this tax circus and translate this page into Finnish, Swedish and the official languages of the EU. I want to know if there has been any discussion in Parlaiment, what was discussed, etc. Was there any specifc person or group behind this current "circus"? The names of the parlaiment members behind this would be nice to list here, especially if they are still there.

File a crime report at the police station if you feel a crime has been committed against you. If you feel you have been discriminated against or you feel like your personal data has been abused, file a crime report. There are links here to the EU Personal Data Protection law. The Finnish Criminal law covers discrimination. (syrjintä)

Write the OECD. Contact the the OECD taxation department. My letter to the OECD.
The EU Personal Data Protection law seems to be derived from the OECD guidelines.
The tax treaties and their exchange-of-information clauses come from the OECD as well.

Write the Data Protection Ombudsman office in Finland.


links

The European Union Personal Data protection law.
This is the most important link here. This is the law that is being seriously ripped to shreds Finland. This is the law that describes the reality for the vast majority of EU residents and citizens - privacy and respect. For most EU citizens and residents, it is taken for granted that their tax and income data is treated with privacy.

Privacy International's country reports, including Finland.

Finlandforthought.net A lot of discussion has been going on there lately.

Jante's Law
These rules come from a novel by Aksel Sandemose titled A Refugee Crosses His Own Tracks. This may help explain the thinking that is behind this phenomenon we see in Finland, the tax circus or it might be a a result of years of having public tax records. Finland has always automatically imitated Sweden, in good or bad, and Jante's Law has been quite strong in Sweden. "By means of the Law of Jante people stamp out each other's chances in life." -Sandemose. (Wikipedia page) Nowadays, however, Sweden seems to be gradually replacing Jante Law with real law.
Blog article about Jante's Law.

Pictures of Veropörssi magazine. This magazine is what initially disturbed me so much that I put up this website.


Chart of EU Nations: tax (salary) privacy: yes or no

Note: This chart is subject to change and may not be 100% accurate.
Country
Private persons' tax record privacy
Austria
Yes. There was a recent court case regarding EU workers' salaries. Since their salaries can be calculated with a chart, it was decided not to allow publishing of their salaries by name in the Internet in the Austrian court. (citation needed)
Belgium
Yes
Bulgaria
Yes
Cyprus
Yes
Czech Republic
Yes
Denmark Yes
Estonia Yes
Finland No, tax records are for sale in magazines and as mobile services, published in tabloids,newspapers. Currently entire country's records (Veropörssi) are freely downloadable in the Internet. Complete uncontrolled circus.
France
Yes
Germany Yes
Greece
Yes
Hungary
Yes
Ireland
Yes
Italy
Yes
Latvia
Yes
Lithuania
Yes
Luxembourg
Yes
Malta
Yes
Netherlands, The
Yes
Poland
Yes
Portugal
Yes
Romania
Yes. Public servants' salaries may be public.
Slovakia
Yes
Slovenia
Yes
Spain
Yes
Sweden
Partially. Tax records can be accessed, but the reason for accessing them must be legitimate. The data subject will be notified with the identity of who is accessing their data. The selling of personal economic data stopped on 16 June 2007.
United Kingdom Yes, very strictly enforced.

contact

showmaster_at-symbol_verosirkus_dot_com
(remove the underscores and replace "at-symbol" and "dot".)